CarCare Philippines Products & Services

CAR LOANS, PROPERTY LOANS, SALARY LOAN:

MAGSASANGLA OR BIBILI! 

• FINANCING OR RE-FINANCING OF BRAND NEW CAR OR 2^ND HAND CAR!
• PAWN YOUR CAR OR APPLY FOR ORCR LOAN. (Without Taking Your Car)

CAR TAKE OUT

• Pay Off Bank Balance.
• IMPOUND

CAR COMPREHENSIVE INSURANCE

• Top Insurance Company. Low Cost. Wide Range of Coverage
• Flexible Payment Scheme

PROPERTY LOAN ( House / Condo Land Title Loan )

The following are the REQUIREMENTS for REAL ESTATE LOAN

• Certified true copy of transfer Certificate of Title (TCT/OCT/CCT)
• Updated tax declaration
• Updated Real Estate Tax Receipt (RETR) or Certification of Tax Clearance
• Vicinity Map with location plan
• Updated Pictures of Property
• Updated Statement of Account(SOA) from other Banking /Financing Institution where Borrower has an Existing Loan. (for encumbered properties)
• Appraisal Fee 2,500 (Metro Manila)  3,500 (Province
•  Basic Documentray Requirements (Written Below)

SALARY LOAN: 

• All Employees & Professionals (23- 60 years Old.)
• With a Gross MOnthly Income P15,000.
• 1 Year Regular Employee (For Call Centers Employee: Must be 3 years for Regular Employee, 1 year with Supervisory Level)
• With office landline.
• Must be a Filipino Citizen.                                    

 

SANGLA /PAWN YOUR CAR THRU THE ORCR ONLY

CAR LOAN WITHOUT TAKING YOUR  VEHICLE

• Apply for a CASH LOAN using the ORCR only of your CAR! without taking  your car as collateral.
• Auto Loan at Very Low Interest (LESS THAN 1%/mo) 
• Refinance your Car!  MAG SANGLA FOR EMERGENCY CASH!

                

FINANCING OF BRAND NEW AND 2^nd HAND CAR

• NO NEED TO JUST DREAM OF YOUR DESIRED CAR!!! 
• We have the best Way for you to have it
• GET RID OF HIGH INTEREST RATES?

 

   PAY OFF BANK BALANCE/ Car Take Out!

•   Do you have an existing Car Mortgage? And Unable to Pay the amount      and high Interest?

•  Let’s Break it out! We got an Answer for you!

  IMPOUND

    Emergency? You have Car & Need Cash ASAP???

   No Hastle. Less Requirements.

                       Easy Approval.

CAR INSURANCE (COMPREHENSIVE INSURANCE)

• Best Deal in the Market
• Installment Payments is also Available. (Depending on the Unit) 
• Lowest Monthly Amortization

Acceptable Unit for the Car Loans:

ALL YEAR MODEL STARTING FROM 1995 TO PRESENT , ALL BRANDS AND TYPES

DONT JUST DREAM... MAKE IT HAPPEN!

WHAT ARE YOU WAITING FOR!!! APPLY NOW!!

APPLICATION PROCESS

 

For Purchase / Financing

Step 1:      Ask for the Copy of the ORCR from the Seller. (Photocopy/Scanned)

Step 2:      Fill in the Application Form  ( http://carcarephilippines.webs.com/apps/documents/ )

                 or Fill in the Form under Contact Us ( http://carcarephilippines.webs.com/apps/contactme/sites/show )

Step 3:      Send it back to My Email address together with the copy of the Car's ORCR &

                 your Requirements. ( http://carcarephilippines.webs.com/requirements.htm).

Step 4:       Wait for a Call from the CI (Credit Investigator) for the verification of Information

                  and Application.  Once Called or already been verified please Text me for the Status.

Step 5:        Once Approved, you will be requested to come to the office to Sign

                  Original Documents Presents your Original  Requirements, & Signing of Contracts.

Step 6:        Appraisal of the Car. (This will determine the Value of the Car, Approved Loan Amounts, & Monthly Amortization)

Step 7:        Issuance of the Requirements of Proceeds of Loan.

Step 8:        Check Releasing. (Issued Managers check good as Cash)

For ORCR Loan (without Taking your Car) / Re-financing

Step 1:      Ask for the Copy of the ORCR from the Seller. (Photocopy/Scanned)

Step2:       Fill in the Application Form ( http://carcarephilippines.webs.com/apps/documents/ )

                  or Fill in the Form under Contact Us   ( http://carcarephilippines.webs.com/apps/contactme/sites/show )

Step 3:      Send it back to My Email address together with the copy of the Car's ORCR &

                 your Requirements. ( http://carcarephilippines.webs.com/requirements.htm).

Step4:      Wait for a Call from the CI (Credit Investigator) for the VERIFICATION of

                  Informations and Application. Once Called or already been verified please Text me for the Status. 

Step 5:     Once Approved, you will be requested to come to the office to Sign Original Documents Presents your Original Requirements, & Signing of Contracts.

Step 6:     Appraisal of the Car. (This will determine the Value of the Car, Approved Loan Amounts, & Monthly Amortization)

Step 7:     Issuance of the Requirements of Proceeds of Loan.

Step 8:     Check Releasing. (Issued Managers check good as Cash)

 

For Car Bank Balance Pay-Out / Car Take-Out Loan

Step 1:     Ask for the Copy of your Car's Ending Balance. (Photocopy/Scanned)

Step2:        Fill in the Application Form ( http://carcarephilippines.webs.com/apps/documents/ )

                  or Fill in the Form under Contact Us ( http://carcarephilippines.webs.com/apps/contactme/sites/show )

Step 3:      Send it back to My Email address together with the copy of the Car's ORCR &

                   your Requirements. ( http://carcarephilippines.webs.com/requirements.htm).

Step4:        Wait for a Call from the CI (Credit Investigator) for the VERIFICATION of

                    Informations  and Application. Once Called or already been verified please Text me for the Status. 

Step 5:       Once Approved, you will be requested to come to the office to Sign Original Documents Presents your Original Requirements, & Signing of Contracts.

Step 6:       Appraisal of the Car. (This will determine the Value of the Car, Approved Loan Amounts, & Monthly Amortization)

Step 7:       Will Pay-Out your Current Bank Loan. The amount Paid will be less to your Approved Amount.

Step 8:        Issuance of the Requirements of Proceeds of Loan. Including removal of Encumbrance's, & Realease of Chattel Mortagage.

Step 9:       Check Releasing. (Issued Managers check good as Cash)

For Impound

Step 1:     Submission of Original ORCR, 2 Valid ID.

Step 2:     Fillied Out Application Forms & Contracts

Step 3:     Submission of POST DATED CHECKS and Car Key.

Step 4:     Realeasing of Check.

  

For Car's Comprehensive Insurance

Step 1:        Submission of Scanned/Photocopy of Original ORCR & 2 Valid ID, & Car's Picture.

Step 2:        Payment ( Cash / Post Dated Check, 1 check is Dated.)

Step 3:        Issuance/Releasing of Car's Comprehensice Policy.

PROCESSING TIME:

Approval Processing Time is 2-3 days.

TERMS & CONDITIONS:

Brand New:

                       Downpayment                               20%

                       Amount Financed                         80%
                       Interest Rates                               .29%

Year Model 2003-Up to Present: 

                     Purchase:  Downpaymnet             30%

                                        Amount Financed:       70%

                     ORCR Loan

                                        Amount Financed        70%
                     Interest Rates:
                                       Starts @ Less than       1%

Year Model 2002-2000

             

                     Purchase:  Downpaymnet             25-30%

                                        Amount Financed:       70-75%

                    ORCR Loan

                                        Amount Financed        70-75%
                    Interest Rates:
                                    Starts from          1.2% up to 1.5% 

Year Model 2000-1995

             

                     Purchase:  Downpaymnet             30-40%

                                        Amount Financed:       60-70%

                    ORCR Loan

                                        Amount Financed        70-75%
                     Interest Rates:                                  
                                        Starts from          1..5% up to 1.95%  


***Interest Rates may vary depending on the following factors:

• Engine Condition
• Interior & Exterior Condition of the Car
• Mileages

 Terms:
         Starts from 24 Months & Up to 48 Months.

• ***Loans who would like to pay in less than a year can still be processed as 24 mos terms. However  If the applicants want to shorten the terms, CAN DO SO, just ask or request for a re-computation of the account to get the Interest rebates on the unused dues.

REQUIREMENTS:

EMPLOYED:

Ø  At least 1 year Regular Employee

Ø  2 Valid ID’s

Ø  Latest Proof of Billing Address

Ø  Original Certificate of Employment

Ø  Original & Latest 1 Month Payslip

Ø  ITR

Ø  2 pcs. 2x2 ID Picture (Additional Requirements for Private & Rural Bank)

SELF-EMPLOYED

Ø  At Least 3-5 years Existing Business

Ø  2 Valid Id’s

Ø  Latest Proof of Billing Address

Ø  DTI Permit & Mayor’s Permit

Ø  6 Months Bank Statement

Ø  ITR and Audited Financial Statement

Ø  2 pcs. 2x2 ID Picture (Additional Requirements for Private & Rural Bank)

CORPORATION

Ø  2 Valid ID’s of Authorized Signatory

Ø  Latest Proof of Billing Address of Authorized Signatory and Company

Ø  SEC Registration and By-Laws & Article of Incorporation of the Company

Ø  Notarized Secretary Certificate

Ø  2 Valid ID’s of Corporate Secretary

Ø  6 Months Bank Statement of the Company

Ø  ITR and Audited Financial Statement of the Company 

SEAMAN / OFW REQUIREMENTS:

o   Latest Contract or Certificate of Employement w/ Compensation

o   Latest (3) Months proof of remittances

o   Latest Proof of Billing

o   (2) valid Gov't Issued ID's

o   3 Months Bank Statements

WHAT ARE YOU WAITING FOR!!! APPLY NOW!!!

For more information please contact:

KIAN

Landline:   (02)  468 0058

Mobile #:  Globe:    (0927) 755 00 18

                  Smart:    (0908) 274 23 40

Email     :   carcarephilippines@yahoo.com

Website  :    www.carcarephilippines.webs.com